BDO Exclusive Gifts


Exclusive Gifts with your BDO card!
Promo Period: November 2, 2016 – January 31, 2017
Qualified Cards:

  • BDO MasterCard, Visa, JCB and UnionPay Credit Cards
  • American Express Cards issued by BDO

Promo Offer:
Get FREE items plus Buy Now Pay Next Year* Absolutely 0% installment for up to 12 months with your BDO or American Express Credit Card.

*until December 31, 2016


Promo Mechanics:

  1. The promo is available in all Western Appliances stores from November 2, 2016 – January 31, 2017.
  2. BDO Credit Cardholders are entitled to avail of the following promo offers:
  • FREE item for a minimum single receipt installment purchase of P25,000 and P50,000
    Spend Requirement Free Item
    Php25,000 Midea Induction Cooker
    Php50,000 Midea 20L Microwave or
    Hanabishi 5kg Semi-automatic Spin Dryer
  • Buy Now Pay Next Year (BNPNY) at Absolutely Zero Percent (0%) installment until December 31, 2016
  1. To redeem the FREE item, BDO cardholders must show the original customer’s copy of the approved Absolutely 0% installment charge slip and sales invoice. Only one (1) redemption per qualified charge slip is allowed per day.
  2. The Buy Now Pay Next Year (BNPNY) at Absolutely Zero Percent (0%) interest is open to all active principal and supplementary cardholders of MasterCard, Visa, UnionPay, JCB, and The American Express Credit Card issued by BDO in good credit standing.
  3. Excluded are Corporate Cards, Distribution Cards and Purchasing cards.
  4. Monthly installment due on Buy Now Pay Next Year (BNPNY) installment transaction together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the third statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
  5. Approved amount of the BNPNY installment transaction/s shall be deducted from the cardholder's credit limit.
  6. Redemption from split transactions is not allowed. 
  7. Offers cannot be used in conjunction with other promotional offers, in-store sale or discounts, privileges, and VIP cards of participating merchants.
  8. FREE items are not convertible to cash, other items or discount.
  9. BDO reserves the right to charge the cost of FREE item, at prevailing retail price and discounts to the Cardholder’s Credit Card account or collect cost from the Cardholder if he/she cancels the installment transactions at a later date.
  10. In case of dispute in respect of but not limited to the Cardholder’s eligibility, coverage of dates, fulfillment etc., BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the Promo shall be resolved by BDO with the concurrence of DTI.
  11. All installment transactions are subject to bank approval.

Easy Pay Installment Terms & Conditions:

  1. Qualified cardholders may avail of the Absolutely Zero Percent (0%) interest for a minimum single purchase of P3,000, subject to existing minimum installment amount agreement with partner merchant.
  2. Absolutely Zero Percent (0%) interest is applicable if the cardholder pays his/her monthly installment in full.
  3. Western Appliances has sole discretion on the term/s and item/s applicable for the Absolutely Zero Percent (0%) offering.
  4. For the items not included in the Absolutely Zero Percent (0%) offer, the regular monthly add-on interest rates below apply:
Factor Rate
Add-on Rate
  1. BDO may, at its sole and absolute option, accommodate cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the Easy Pay In-store installment transactions, provided that the cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or Php300, whichever is higher, will be charged to the cardholder’s account. After BDO has approved the cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.
  2. Availment of the Easy Pay Installment shall be subject to bank approval.


Per DTI-FTEB SPD Permit No. 11616. Series of 2016.