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  1. All newly signed loan customers from October 22, 2018 to January 31, 2019 are qualified to join the raffle promo.
  2. Each customer will be automatically qualified for the monthly raffle promo, where there will be:

5 Grand Prizes

  • (1) One sari-sari store business showcase
  • (1) One motorbike
  • (1) One mini food cart business showcase
  • (1) One travel getaway for 2 to any local destination
  • (1) One college scholarship grant worth P150K

33 Minor prizes

  • (6) Six JBL speakers
  • (24) Twenty four ASUS powerbanks
  • (3)  Three Fitbit Flex bracelet
  1. Each customer can only win once.
  2. Promo draws will be held from November 7, 2017 until February 6, 2018 at the Home Credit Office.
  3. All prizes, except for the college scholarship, are not convertible to cash.
  4. Winners will be notified by Home Credit via registered mail and call-out.
  5. Winners must present 2 valid IDs with picture and the official notification letter. Home Credit will handle distribution of prizes to winners.
  6. Redemption period of prizes is 60 days from receipt of registered mail; otherwise, it will be forfeited in favor of Home Credit with prior DTI approval.
  7. Home Credit and its partner retailers’ employees and its affiliates, including relatives, up to the second degree of consanguinity or affinity are disqualified from this promo.
  8. Customers who cancel their application will be disqualified from the draw.


Terms and conditions

  1. Customers participating in this raffle may still avail of any other on-going promotions of Home Credit or its partner retailers.
  2. 20% tax of prizes exceeding 10k shall be shouldered by HC Consumer Finance Philippines Inc.
  3. Home Credit reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.
  4. Customer’s account must be active and in good credit standing at the time of the raffle draw to be eligible.


Per DTI FTEB Permit No. 10998 Series of 2018