BDO Exclusive Gifts


BDO Exclusive Gifts Promo Mechanics:

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Credit Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.
  2. The Promo will run from October 18, 2019 to January 15, 2020.
  3. The Promo is available in all Western Appliances stores nationwide.
  4. Qualified BDO Credit Cardholders may avail of Buy Now, Pay Next Year* Installment Program at 0% interest for up to 24 months installment term and get billed after three (3) months. * Buy Now, Pay Next Year is valid until December 31, 2019 only
  5. Qualified BDO Credit Cardholders can get the following freebies upon single receipt minimum installment purchase of:


Minimum Purchase



Imarflex Slow Cooker


Imarflex Multi Blender OR

Crown Multimedia Speaker


  1. The free item is not convertible to cash, discount or other item(s).
  2. The free item can be redeemed immediately upon purchase.
  3. Cardholders with lost/stolen or faded/unreadable BDO installment charge slip will not be allowed to redeem. BDO and Western Appliances are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.
  4. Redemption of free item(s) from split transactions is not allowed.
  5. BDO reserves the right to charge the cost of the free item, at prevailing retail price, to the Cardholder's credit card account or collect the cost from the Cardholder if he/she cancels the installment transaction at a later date or if Cardholder made an invalid redemption.
  6. The Promo cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the existing store's terms and conditions.
  7. All BDO installment transactions are subject to bank approval.
  8. The entire installment transaction amount shall be deducted from the Cardholder's available credit limit.
  9. Monthly installment due on Buy Now Pay Next Year installment transactions together with the monthly interest and penalty charge (if any) will be billed to the cardholder starting on the fourth (4th) monthly billing statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
  10. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.
  11. BDO may, at its sole and absolute option, accommodate Cardholder's request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder's account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.


Per DTI Fair Trade Permit No. FTEB-19825, Series of 2019